Why Should I Plan a Funeral in Advance? To alleviate some of the burden for your family at a time of great emotional stress. To make certain that the details which are important to you be carried out in the funeral or memorial service. To ease family uncertainty in the decisions that must be made. To protect assets before enrolling in Medicaid. To guard against inflation. Provides peace of mind. If I Choose To Prefund, What Are My Options? Funeral Insurance/Annuity for everyone up to 85 years of age through Fortis Insurance Company. New Jersey Prepaid Funeral Trust Fund administered through New Jersey State Funeral Directors Association. Forethought Preneed Life Insurance for Funeral Planning Can I Change My Pre-Planned Funeral Arrangements to Another Funeral Home? All arrangements can be transferred to any other funeral home prior to or at the time of need. The funeral home providing the services at the time of need would receive the full value of the funeral insurance policy or trust fund account. Volk Leber Funeral Home will honor all pre-planned funeral arrangements from any funeral home in the Nation. Wouldn’t It Be Better To Invest The Money Myself? Traditional savings vehicles may close or become inaccessible at the time of death. Proceeds from the products that we offer are immediately applied to the funeral cost at the time of death. Personal insurance policies are normally intended to cover ongoing expenses for the living. Other assets can then be used for additional expenses that a death may create. Funding vehicles that we offer are designed specifically for funeral expenses and provide an optimum rate of return. Our Suggestions: Let’s talk over your family’s needs and determine what it is you’d like. A few minutes is all it takes. And it can save hours of pain and indecision at some future date. Call us at any one of our 3 convenient locations. |
Teaneck 789 Teaneck Rd. Teaneck, NJ 07666 201-836-0202 |
Oradell 268 Kinderkamack Rd. Oradell, NJ 07649 201-261-1088 |
Palisades Park 449 Broad Ave. Palisades Park, NJ 07650 201-944-1593 |